uob personal banking
uob personal banking
Blog Article
UOB Bank provides many different individual banking services designed to meet up with the monetary desires of individuals. Underneath is an extensive overview that will help you have an understanding of The main element aspects and offerings.
Varieties of Accounts
Price savings Account: This account lets you save money even though earning desire.
Attributes: Quick access, desire earnings, minimal costs.
Gains: Secure place for your cash, opportunity growth by means of fascination.
Present-day Account: Ideal for every day transactions and controlling charges.
Features: Checkbook facility, overdraft protection.
Rewards: Practical for normal payments and withdrawals.
Fastened Deposit Account: For people looking to make larger curiosity costs about a hard and fast period of time.
Capabilities: Preset time period deposits, bigger desire premiums as compared to savings accounts.
Benefits: Protected investment option with predictable returns.
Financial loans
Particular Loans: Unsecured loans that can be useful for several needs like schooling or residence renovation.
Kinds:
Installment Financial loans
Credit rating Lines
Advantages: Adaptable repayment phrases, competitive desire costs.
Residence Financial loans: Customized answers for buying assets or refinancing current mortgages.
Forms:
Mounted Rate Dwelling Bank loan
Floating Rate Dwelling Bank loan
Benefits: Distinctive programs to suit particular person wants, interesting costs.
Credit Cards
UOB delivers a range of charge cards catering to distinctive life and expending behavior:
Benefits Cards: Generate details on each and every order which can be redeemed for presents or vacation miles.
Cashback Cards: Get hard cash rebates on daily paying out like groceries and dining out.
Journey Playing cards: Unique Positive aspects like air miles accumulation and vacation insurance coverage coverage.
Financial investment Solutions
For individuals keen on growing their wealth by means of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-phrase expansion aims.
Structured Deposits * Brings together the options of traditional deposits with investment decision merchandise. * Most likely bigger returns but with a few hazard associated.
Insurance Goods
To protect your self and your family against unforeseen events:
Life Insurance * Provides financial stability in the event check here of Loss of life or vital sickness. * May also function a price savings Software depending upon the coverage picked.
Wellness Insurance coverage * Handles clinical bills which includes hospitalization expenses. * Important for mitigating substantial healthcare prices.
Digital Banking Solutions
Benefit at your fingertips by digital platforms:
World-wide-web Banking
Lets you handle your funds on the internet:
View account balances and transaction heritage
Transfer funds involving accounts or pay out bills
Make an application for new goods (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply personalised banking options that cater specially to individual demands while making certain advantage and security in all transactions.